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J, K

Joint Ownership Agreement	An agreement made between two or more owners of the same property, defining their rights and responsibilities (e.g. recommended in the case of married owners of property) See Equity sharing
Joint tenancy, or Tenants by the entirety	Ownership of real estate by two or more parties held jointly for life; if one of the owners dies, the survivor(s) inherit the property without reference to the deceased's will
Judgment	A decision or decree made by a court of law
Judgment lien	A claim against the real property of a debtor, as decreed by the court
Jumbo loan, or Non-conforming loan	A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; because such loan cannot be funded by these two agencies, it carries a higher interest rate
Junior mortgage, or Secondary mortgage	A mortgage whose claim to repayment is of lesser priority than another, previously recorded mortgage

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Justin M Baker, CDPE / CSSN / ABR Keller Williams Arizona Realty Local Knowledge. Local Advice. 9500 E. Ironwood Sqaure Dr. #101 Scottsdale, AZ 85258 Direct: 480-330-7426 Toll Free: 1-800-231-7543 x 0 Fax: 623-321-6329 Voice Pager: 1-800-231-7543 x0 Justin's E-mail: phoenixrealestate602@gmail.com Justin Baker: As your agent, our top priority is to represent you with the utmost respect and efficiency. We are not just exchanging keys to your new home, we are developing a relationship! You will see a difference with the one-on-one representation we provide for you. We are excited to build a lasting relationship with you and find the best home for you! We want to be your resource now and in the future! We have sold over 300 homes and over $50 million worth of Real Estate. There are very few Real Estate Agents that can make this claim. One of the reasons for our success is we integrate Senior Loan Officers, seasoned Escrow Officers, an Experienced Transaction Coordinator and an A+ rated Insurance Company to provide you with unprecedented representation. You better believe we are concerned with the outcome of your transaction. We work for you!

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