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Real Estate Tips
Financing Your Home >Shopping for the Best

The most important thing to look for when you are shopping for a mortgage is the interest rate, right? Not necessarily. There are many other factors to consider, including the lender's charges for making the loan, the terms under which the loan will be approved, and the lender's reputation for timely completion of loan applications to meet purchase agreement deadlines.

When real estate agents are involved in sales transactions, they don't tell buyers which mortgage companies to use. They can provide the names of established lenders who have provided good service to their customers. They can give general information about the different mortgage options that are available today. Using a low interest rate as the main criteria for choosing a mortgage could cost you money--and perhaps the home you want--if the company cannot deliver on its promises.

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Real Estate Trivia
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What area in the United States has the highest per capita income?

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The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Justin Baker: As an agent in the top 1% of Arizona REALTORS, I have a team of extremely professional and knowledgable Realtors. Through our attention to detail and customer satisfaction, our team sells more Real Estate than most other Realtors in the Phoenix area. Because of my dedication to teach new agents how to be successful, I was choosen by the Team Leader of my office to teach classes to new agents and to lead a mentor group of approximately 30 new agents. In this industry, agents are only as good as the people they work with during the transaction. I have hand selected the cream of the crop when it comes to Home Inspectors, Transaction Coordinators, Termite Inspectors, Loan Officers and Title Companies. My clients, in return, send their friends and family. That is how I know I have done a great job! Recently, we have been EXPERTS in bank owned properties represent many different bank's assets. We are thoroughly trained and up-to-date on all the latest Real Etate trends with bank owned houses and short-sales. Do not hesitate to ask us any questions! We look forward to working with you!

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